Mycelocity
Finance

Payback & ROI Calculator

Payback and ROI translate operating profit into an investment return. This calculator takes your total startup capital and monthly net profit to compute how many months it takes to recover your investment, your annual return on investment, and your cash-on-cash return. It is the business ROI calculator and income calculator in the suite — one of the roi tools growers use to decide whether the income justifies the capital. Both inputs flow in automatically from Startup Cost and Profit per Block.

Formula  paybackMonths = capital / monthlyNet · ROI% = (annualNet / capital) × 100 · annualNet = monthlyNet × 12

Both inputs are chained in from the hub

  • Total startup capital$27,300.00
  • Monthly net profit$676.85

Return

Payback period
40.3 mo
≈ 3.4 years
Annual ROI
29.75%
Cash-on-cash
0.30×
annual net / capital
Annual net cash flow
$8,122.23
Explore all 10 connected calculators

On the hub, every calculator shares one grow profile — change a value once and yield, cost, profit, break-even and ROI all recompute together.